Analisis Faktor-Faktor yang Mempengaruhi Tingkat Literasi Keuangan Wanita di Kota Batam

Exendy, Ricky Rickena (2020) Analisis Faktor-Faktor yang Mempengaruhi Tingkat Literasi Keuangan Wanita di Kota Batam. Undergraduate thesis, Universitas Internasional Batam.

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Abstract

Penulis melaksanakan penelitian dengan dasar dan tujuan untuk dapat menganalisa aspek-aspek yang berhubungan langsung dengan Financial Literacy. Dimana dapat diketahui bahwa Financial Literacy sendiri telah diakui sebagai hal yang penting bagi orang orang yang beroperasi secara terus menerus di lingkungan yang kompleks. Adapun variable independen yang digunakan pada penelitian ini yaitu Financial Attitude, Financial Behaviour, dan Financial Knowledge. Penelitian yang dilaksanakan ini, data primer yang digunakan penulis sebagai acuan berasal dari penyebaran kuesioner. Pada tahap ini, penulis melakuakn penyebaran kuesioner sebanyak 449 kuesioner dan data yang kembali yaitu 449 kuesioner. Apaun responden yang digunakan sebagai target dari penelitian ini yaitu wanita-wanita yang berdomisili di Kota Batam. Data yang telah dikumpulkan selanjutnya akan diolah menggunakan PLS-SEM (partial least square structural equation modeling). Pada penelitian yang dilakukan, didapatkan hasil variabel self-efficacy dan financial skill bepengaruh signifikan dan positif terhadap financial literacy. Sementara variabel financial behavior, financial attitude, dan financial knowledge tidak signifikan terhadap financial literary.--------The author conducts research on the basis and purpose of being able to analyze aspects directly related to Financial Literacy. Where can be known that Financial Literacy itself has been recognized as important for people who operate continuously in complex environments. The independent variables used in this study are Financial Attitude, Financial Behavior, and Financial Knowledge. This study does not use mediating variables. In this research, the primary data used by the authors as a reference came from distributing questionnaires. At this stage, the authors conducted the distribution of questionnaires as many as 449 questionnaires and returned data that is 449 questionnaires. Any respondents who were used as targets of this study were women who live in the city of Batam. The data collected will then be processed using PLS-SEM (partial least square structural equation modeling). In the research conducted, the results obtained self-efficacy and financial skill are positive and significant on financial literacy. However, the variables of financial behavior, financial attitude, and financial knowledge are insignificant on financial literary.

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