Analisis Faktor yang Mempengaruhi Profitabilitas Bank yang Terdaftar di Bursa Efek Indonesia

Lee, Frendy (2019) Analisis Faktor yang Mempengaruhi Profitabilitas Bank yang Terdaftar di Bursa Efek Indonesia. Undergraduate thesis, Universitas Internasional Batam.

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Abstract

Tujuan dari penyusuan penelitian ini untuk mengetahui faktor-faktor yang mempengaruhi profitabilitas pada bank yang terdaftar di Bursa Efek Indonesia. Variabel pengukuran profitabilitas bank tersebut menggunakan rasio return on assets (ROA), sedangkan faktor penentu dari variabel independen yang akan mempengaruhi profitabilitas tersebut antara lain adalah CAR, risiko kredit, LDR, NPL, belanja negara, kebebasan moneter, dan kebebasan fiskal serta pengaruh dari variabel kontrol seperti herfindahl-hirschman index, biaya atas pendapatan operasional, dan ukuran perusahaan. Pengujian data dalam penelitian ini menggunakan metode data regresi panel dengan perolehan data sekunder dari BEI. Sampel data perbankan dengan laporan keuangan tahunan dimana laporan tersebut telah diaudit selama periode 2013-2017 dan terdaftar di Bursa Efek Indonesia. Dalam penelitian dan pengujian data perbankan ini menyatakan variabel yang memiliki pengaruh signifikan negatif terhadap profitabilitas bank adalah risiko kredit dan belanja negara, sedangkan dampak signifikansi positif ditunjukkan oleh variabel capital adequacy ratio (CAR) yang merupakan rasio kecukupan modal dari suatu bank. Kesimpulan yang dapat diberikan adalah LDR, NPL, kebebasan moneter, dan kebebasan fiskal tidak memiliki pengaruh signifikan terhadap profitabilitas bank. ********************************************************************** The purpose of this research is to discover those factors affect the profitability of the banking industries which are listed in Indonesia Stock Exchange (BEI). The profitability variable would be measured by the return on assets ratio, while the determinant factors which affect the bank profitability as the independent variables are CAR, credit risk, LDR, government spending, monetary freedom, and fiscal freedom and also the affect from the control variables are herfindahl-hirschman index, cost over the operational expenses, and bank size. The examination method used to exam the relationship is panel data regression using secondary data from BEI. Banks’ sample with audited annual financial statements for the period 2013-2017 and listed on the Indonesia Stock Exchange. In this research and the examination of the banks’ data stated that the variables that have negative and significant effect to profitability of banking industries are credit risk and government spending, while there are significant positive relationship shown by the capital adequacy ratio (CAR) which is the ratio of sufficient of the equity from the bank. The conclusions that can be stated are LDR, NPL, monetary freedom, fiscal freedom have no significant effect on the profitability of bank.

Item Type: Thesis (Undergraduate)
Additional Information: Similarity: 23
Uncontrolled Keywords: profitabilitas bank, perbankan Indonesia, return on assets
Subjects: H Social Sciences > HF Commerce > HF5601 Accounting
H Social Sciences > HG Finance
H Social Sciences > HJ Public Finance
Divisions: School of Economic and Business > Accounting
SWORD Depositor: Admin Repository Universitas Internasional Batam
Depositing User: Admin Repository Universitas Internasional Batam
Date Deposited: 21 Oct 2019 08:14
Last Modified: 05 Oct 2020 07:04
URI: http://repository.uib.ac.id/id/eprint/1791

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