Suryanto, Jelvin (2019) Analisis Yuridis Terhadap Upaya Perlindungan Debitur dengan Jaminan Hak Tanggungan Melalui Penerapan Restrukturisasi Kredit Bermasalah Bank Perkreditan Rakyat di Batam. Undergraduate thesis, Universitas Internasional Batam.
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Abstract
Penulis melakukan penelitian yang berjudul Analisis Yuridis Terhadap Upaya Perlindungan Debitur Dengan Jaminan Hak Tanggungan Melalui Penerapan Restrukturisasi Kredit Bermasalah Bank Perkreditan Rakyat Di Batam, Pelaksanaan penelitian ini tentang upaya perlindungan terhadap debitur dengan jaminan hak tanggungan melalui penerapan restrukturisasi kredit bermasalah Bank Perkreditan Rakyat di Batam. Dengan restrukturisasi kredit, debitur mendapatkan beberapa bentuk perlindungan, yaitu debitur dapat mempertahankan asetnya yang dijaminkan kepada Bank Perkreditan Rakyat dan Informasi Debitur Sistem Layanan Informasi Keuangan (SLIK) dapat terperbaiki Penulis menggunakan penelitian empiris sebagai metode penelitian. Penulis mengumpulan data dengan teknik observasi dan wawancara. Setelah mengumpulan data tersebut, maka penulis akan menganalisa data yang diperoleh untuk menyelesaikan permasalahan yang sesuai dengan rumusan masalah penulis. Hasil penelitian yang telah penulis simpulkan ialah restrukturisasi kredit akan memberikan akibat hukum berupa perubahan (addendum) perjanjian kredit yang akan melahirkan perjanjian kredit yang baru dan apabila restrukturisasi kredit debitur gagal maka Bank Perkreditan Rakyat akan melakukan proses sita jaminan dan kemudian dilakukan pelelangan.. Kata Kunci : Bank, Debitur, Restrukturisasi ********************************************************************** The author conducted a study entitled Juridical Analysis of Debtor Protection Efforts with Guarantee Mortgage Through the Application of Credit Restructuring On Rural Banks in Batam, The implementation of this study was about safeguarding debtors with guaranteed rights through the implementation of problem loans of Rural Banks in Batam. With credit restructuring, the debtor gets some form of protection, that is, the debtor can retain the assets that are pledged to the People's Credit Bank and the Debtor Information Financial Information Service System (SLIK) can be repaired The author used empirical research as research method. The author collects data with observation and interview techniques. After collecting the data, the writer will analyze the data that author obtained to solve the problems due with the author problem formulation. The results of the study concluded that credit restructuring will provide legal consequences in the form of a change (addendum) of a credit agreement that will give birth to a new loan agreement and if the debtor loan restructuring fails, the People Credit Bank will carry out the seizure process and then auction.
| Item Type: | Thesis (Undergraduate) |
|---|---|
| Additional Information: | Similarity: 21 |
| Uncontrolled Keywords: | Banks, Debtors, Restructuring |
| Subjects: | K Law > Hukum Perdata K Law |
| Divisions: | School of Law > Law Science |
| SWORD Depositor: | Admin Repository Universitas Internasional Batam |
| Depositing User: | Admin Repository Universitas Internasional Batam |
| Date Deposited: | 15 Oct 2019 12:29 |
| Last Modified: | 15 Oct 2019 12:29 |
| URI: | http://repository.uib.ac.id/id/eprint/1449 |
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