Faktor-faktor yang Mempengaruhi Financial Literacy pada Mahasiswa Kota Batam

Justyn, Fity (2020) Faktor-faktor yang Mempengaruhi Financial Literacy pada Mahasiswa Kota Batam. Undergraduate thesis, Universitas Internasional Batam.

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Abstract

Penelitian ini bertujuan untuk menganalisa hubungan variabel Financial Attitude, Financial Education, Financial Knowledge, Financial Experience, dan Financial Behavior terhadap Financial Literacy pada Mahasiswa Kota Batam. Pada penelitian ini menggunakan pendekatan kuantitatif, serta data primer yang menjadi sumber data yang dikumpulkan melalui penyebaran kuesioner sebanyak 450 responden yang berupa Mahasiswa di Kota Batam. Beberapa kuesioner tidak dapat diolah karena tidak diisi dengan lengkap, setelah terkumpul data tersebut diolah melalui aplikasi perangkat lunak dengan nama SPSS versi 23. Hasil penelitian menyatakan bahwa financial attitude dan financial experience berpengaruh signifikan positif terhadap financial literacy, financial behavior berpengaruh signifikan negatif terhadap financial literacy, sedangkan financial knowledge dan financial education tidak mempunyai pengaruh signifikan terhadap financial literacy. Penelitian ini membantu pelajar Kota Batam untuk lebih mempertimbangkan pengelolaan uang dalam jangka panjang. ********************************************************************** This study aims to analyze the relationship between variables of Financial Attitude, Financial Education, Financial Knowledge, Financial Experience and Financial Behavior to Financial Literacy on college students in Batam City. This study used quantitative approach as well as primary data which is the source of data collected through the distribution of questionnaires which amounts to 450 respondents in the form of college students in the city of Batam. Some questionnaires could not be processed because they were not filled out completely. After the data was collected it was processed through a software application with the name of SPSS version 23. The results of the study states that financial attitude and financial experience have a significant positive effect on financial literacy, financial behavior has a significant negative effect on financial literacy, while financial knowledge and financial education does not have a significant effect on financial literacy. This research is expected to help Batam City students to be better at long term financial management.

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