Analisis Pengaruh Family Influence, Peer Influence, Financial Knowledge, Financial Education, dan Financial Attitude Terhadap Financial Literacy Mahasiswa Universitas International Batam.

Morris, Morris (2020) Analisis Pengaruh Family Influence, Peer Influence, Financial Knowledge, Financial Education, dan Financial Attitude Terhadap Financial Literacy Mahasiswa Universitas International Batam. Undergraduate thesis, Universitas Internasional Batam.

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Abstract

Penelitian ini bertujuan untuk mengetahui tingkat literasi keuangan para mahasiswa Universitas International Batam jika ditinjau dari faktor-faktor yang mempengaruhinya. Pada penelitian ini, faktor-faktor yang didalami yaitu family influence, peer influence, financial knowledge, financial education, dan financial attitude. Literasi keuangan yang baik dapat memicu individu menjadi konsumen yang cerdas dan mengatur keuangannya serta merencanakan keuangannya untuk masa depan dengan baik. Penelitian ini menggunakan data primer yang diperoleh melalui penyebaran kuesioner dengan bantuan google form. Terdapat 355 kuesioner yang telah diisi dan terkumpul oleh mahasiswa. Data yang telah diperoleh dianalisa oleh penulis dengan menggunakan metode statistik regresi linier berganda. Hasil dari penelitian ini menunjukkan bahwa terdapat pengaruh signifikan dari family influence, peer influence, financial knowledge, dan financial education terhadap financial literacy pada mahasiswa Universitas International Batam dan financial attitude tidak berpengaruh signifikan terhadap financial literacy pada mahasiswa Universitas International Batam. ********************************************************************** This research purpose was to determine the level of financial literacy of Universitas Internasional Batam students in terms of the factors that influence it. In this study, the factors explored were family influence, peer influence, financial knowledge, financial education, and financial attitude. Excellent financial literacy can trigger individuals to become intelligent consumers and to able to manage as well as plan their finances for a better future. This study used primary data obtained through the distribution of questionnaires with the assistance of Google Form. There were 355 questionnaires completed and submitted by students. The obtained data were then analyzed by the author using multiple linear regression statistical methods. The results of this study indicate that there is a significant influence of family influence, peer influence, financial knowledge, and financial education on financial literacy on International Batam University students and financial attitude does not significantly influence financial literacy on International Batam University students.

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