Analisis Yuridis Terhadap Upaya Pencegahan Kredit Bermasalah di Bank Perkreditan Rakyat Dana Nagoya Kota Batam

Sirait, Asnita Br (2019) Analisis Yuridis Terhadap Upaya Pencegahan Kredit Bermasalah di Bank Perkreditan Rakyat Dana Nagoya Kota Batam. Undergraduate thesis, Universitas Internasional Batam.

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Abstract

Penelitian Tugas Akhir ini bertujuan untuk menganalisa faktor-faktor apa saja yang menyebabkan kredit bermasalah di Bank Perkreditan Dana Nagoya Kota Batam, kemudian menganalisa upaya apa saja yang telah dilakukan oleh BPR Dana Nagoya dalam meminimalisir kredit bermasalah, dan apakah upaya pencegahan yang sudah dilakukan BPR Dana Nagoya sudah berjalan sesuai aturan yang berlaku. Metode penelitian yang digunakan oleh penulis adalah penelitian hukum empiris, dikarenakan dalam melakukan penelian tersebut memerlukan suatu informasi serta faktayang terjadi di lapangan maupun orang yang bersangkutan. Adapun jenis data yang digunakan oleh penulis menggunakan data primer dan sekunder dalam artian penulis wajib melakukan observasi serta wawancara guna untuk memperoleh suatu sumber data yang terdapat dilapangan dan dikaitkan dengan studi perpustakaan. Sedangkan teknik pengumpulan data yang dilakukan penulis menggunakan wawancara serta observasi lapangan. Kemudian dalam hal melakukan penelitian hukum ini penulis menggunakan data analisis kualitatif. ********************************************************************** This Final Project Research aims to analyze what factors cause problem with Faulty Credit in rural bank Dana Nagoya in Batam City, then analyze what efforts have been made by rural bank Dana Nagoya in minimizing faulty credits, and whether the prevention efforts that have been made by rural bank Dana Nagoya has run according to the rules. The research method used by the author is empirical legal research, because to conduct the research requires information and facts that occur in the field or the person concerned. The type of data used by the author uses primary and secondary data meaning that the author is required to conduct observations and interviews in order to obtain a data from the field and will be linked with library studies. And the data collection techniques used by the writer are interviews and field observations. Then in terms of conducting this legal research the writer uses qualitative analysis data Based on the results of the research conducted by the author from the interviews and field observations, the authors found several problems that arise due to problem loans that occur at Rural Bank Dana Nagoya, especially in efforts to prevent non-performing loans carried out by Rural Bank Dana Nagoya which have not been effective, by reviewing the result based on the theory the effectiveness of the law that has been raised by Soerjono Soekanto relating to the success of achieving a goal.

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