Proses Pengenalian Internal untuk Penyelesaian Kredit Bermasalah dengan Jaminan Rumah pada PT. Bank Perkreditan Rakyat Barelang Mandiri

Suryanto, Jelvin (2020) Proses Pengenalian Internal untuk Penyelesaian Kredit Bermasalah dengan Jaminan Rumah pada PT. Bank Perkreditan Rakyat Barelang Mandiri. Project Report. Universitas Internasional Batam. (Submitted)

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Abstract

Kerja Praktek ini bertujuan untuk mengetahui pelaksanaan dari penilaian permasalahan kredit di BPR Barelang Mandiri, yang sesuai dengan Undang-Undang Hukum Perdata, Undang-Undang Nomor 4 Tahun 1996 Tentang Hak Tanggungan, Undang-Undang Nomor 10 Tahun 1998 tentang Perbankan, Undang-Undang Nomor 3 Tahun 2004 tentang Bank Indonesia, Undang-Undang No. 11 Tahun 1953 tentang Penetapan Undang-Undang Pokok Bank Indonesia, Undang-Undang No. 13 Tahun 1968 tentang Bank Sentral, Otoritas Jasa Keuangan, Peraturan Otoritas Jasa Keuangan tentang Penerapan Manajemen Risiko Bagi Bank Perkreditan Rakyat, POJK No. 13/POJK.03/2015 Kegiatan Kerja Praktek ini dilakukan selama periode 3 mei 2018 s.d. 3 Juli 2018. Bahwa metode penelitian yang digunakan peneliti merupakan penelitian hokum empiris. Dan dalam Kerja Praktek ini terdapat tiga tahapan, yaitu tahap penilaian dan pelaporan, tahap pelaksanaan, serta tahap persiapan. Peneliti dalam melakukan tahapan observasi ini merupakan tahap pelaksanaan dan pengumpulan data-data serta mengidentifikasi permasalahan tersebut, dan selanjutnya merancang system, implementasi, menganalisis kebutuhan system, beserta menguji kesesuaian. Luaran proyek yang dihasilkan berupa sistem pengendalian yang baru, untuk memantau penggunaan kredit debitur di PT. Bank Perkreditan Rakyat Barelang Mandiri. Hal ini dilakukan agar mampu mengawasi kebenaran penggunaan kredit debitur dan mencegah kesalah pengunaan dana kredit yang dapat menyebabkan kredit bermasalah dikemudian hari. Kata Kunci: Bank, Debitur, Sistem pengendalian internal ********************************************************************** This Job Training aims to determine the implementation of the credit problem assessment at BPR Barelang Mandiri, which is in accordance with the Civil Law Act, Law Number 4 of 1996 concerning Mortgage Rights, Law Number 10 Year 1998 concerning Banking, Law Number 3 of 2004 concerning Bank Indonesia, Law No. 11 of 1953 concerning the Establishment of the Bank Indonesia Basic Law, Law No. 13 of 1968 concerning the Central Bank, the Financial Services Authority, the Financial Services Authority Regulation concerning the Implementation of Risk Management for Rural Banks, POJK No. 13 / POJK.03 / 2015 This Job Training Activity is carried out during the period of May 3, 2018 s.d. July 3, 2018. That the research method used by researchers is empirical legal research. And in this Job Training there are three stages, namely the stage of assessment and reporting, the implementation phase, and the preparation stage. Researchers in carrying out the stages of this observation are the stages of implementation and data collection and identifying these problems, and then designing the system, implementation, analyzing system requirements, and testing conformity. The resulting project output is a new control system, to monitor the use of credit by the debtor at PT. Bank Perkreditan Rakyat Barelang Mandiri. This is done in order to able to monitor the truth of the use of debtor loans and prevent the misuse of credit funds which can cause problems loans in the future.

Item Type: Monograph (Project Report)
Additional Information: Similarity: 17
Uncontrolled Keywords: Bank, Debtor, Credit control system
Subjects: K Law > Hukum Perdata
K Law
Divisions: School of Law > Law Science
SWORD Depositor: Admin Repository Universitas Internasional Batam
Depositing User: Admin Repository Universitas Internasional Batam
Date Deposited: 05 May 2020 03:40
Last Modified: 05 May 2020 03:52
URI: http://repository.uib.ac.id/id/eprint/3068

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