Niat Perilaku Terhadap Penggunaan Internet Banking di Kota Batam

Ikmaliza, Ikmaliza (2020) Niat Perilaku Terhadap Penggunaan Internet Banking di Kota Batam. Undergraduate thesis, Universitas Internasional Batam.

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Abstract

Tujuan penelitian yang dilakukan oleh penulis untuk mengetahui adanya pengaruh trust, perceived enjoyment, social influence, perceived risk, perceived usefulness, perceived ease of use (variable independen) terhadap behavioral intention (variabel dependen). Saat ini perbankan telah memanfaatkan teknologi internet untuk melayani konsumen demi mencapai keunggulan kompetitif. Hal ini juga menjadikan bank lebih efisien. Internet banking adalah sebuah layanan yang menyediakan metode pengiriman uang yang berada di dalam akun bank yang kita miliki atau tabungan secara online yang dapat dilakukan kapan dan di mana saja. Permasalahan yang sering terjadi pada saat konsumen akan menggunakan internet banking adalah risiko yang harus dihadapi, penggunaan yang dirasa kurang bermanfaat, kurangnya kepercayaan akan penggunaan internet banking, belum lagi pendapat atau pengaruh sosial yang memiliki dampak negatif. Atas dasar permasalahan, maka penelitian ini dilakukan untuk melihat sejauh mana variabel independen dapat mempengaruhi intensitas penggunaan internet banking. Hasil dari penelitian yang dilakukan ini dapat menunjukkan apa saja yang harus diperhatikan dalam menggunakan internet banking. Dengan memperhatikan aspek-aspek yang dapat mempengaruhi pengguna dalam menggunakan internet banking, pengguna dapat menghindari hal-hal yang tidak diinginkan. Pada tahap terbaiknya pengguna dapat merekomendasikan penggunaan internet banking kepada rekan atau kerabat dekat. ********************************************************************** The purpose of the study conducted by the writer was to determine the influence of trust, perceived enjoyment, social influence, perceived risk, perceived usefulness and perceived ease of use (Independent Variable) on behavioral intention (Dependent Variable). As it stands, banks have adopted internet technology to serve consumers to achieve competitive advantage. Internet banking is a service that provides a method of sending money that is in a bank account that we own or online savings that can be done anytime and anywhere. Problems that often occur when consumers use internet banking are the risks that must be faced, the use that is considered less useful, the lack of confidence in the use of internet banking, not to mention opinions or social influences that have a negative impact. On the basis of the problem, this study was conducted to see the extent to which the independent variable can affect the intensity of internet banking usage. The results of this research can display the things that should be considered in using internet banking. By paying attention to aspects that can influence users in using internet banking, users know how to avoid things that are not desirable. At its best, users are able to recommend the use of internet banking to colleagues or close relatives.

Item Type: Thesis (Undergraduate)
Additional Information: Similarity: 24
Uncontrolled Keywords: trust, perceived enjoyment, social influence, perceived risk, perceived usefulness and perceived ease of use, behavioral intention to use internet banking
Subjects: H Social Sciences > HG Finance
Divisions: School of Economic and Business > Accounting
SWORD Depositor: Admin Repository Universitas Internasional Batam
Depositing User: Admin Repository Universitas Internasional Batam
Date Deposited: 28 Apr 2020 03:09
Last Modified: 28 Apr 2020 03:10
URI: http://repository.uib.ac.id/id/eprint/2309

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