Analisis Faktor Financial Attitude, Financial Behavior, Financial Knowledge, Propensity to Indebtedness, Compulsive Buying dan Materialism Terhadap Financial Literacy di Masyarakat Kota Batam

Lili, Lili (2020) Analisis Faktor Financial Attitude, Financial Behavior, Financial Knowledge, Propensity to Indebtedness, Compulsive Buying dan Materialism Terhadap Financial Literacy di Masyarakat Kota Batam. Undergraduate thesis, Universitas Internasional Batam.

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Abstract

Penelitian dilaksanakan dengan tujuan untuk menganalisis pengaruh dari financial attitude, financial behavior, financial knowledge, propensity to indebtedness, compulsive buying, materialism terhadap financial literacy. Data primer diperoleh melalui pembagian kuesioner sebanyak 410 lembar kepada masyarakat di Batam kemudian diolah dengan aplikasi perangkat lunak SPSS 21.0. Hasil penelitian yang telah dilakukan menyatakan bahwa terdapat pengaruh dari financial attitude, financial behavior terhadap financial literacy mempunyai pengaruh signifikan positif, financial knowledge, propensity to indebtedness terhadap financial literacy tidak mempunyai pengaruh signifikan, sementara pengaruh dari compulsive buying, materialism terhadap financial literacy mempunyai pengaruh signifikan negatif. ********************************************************************** This study aimed to analyze the influence of financial attitude, financial behavior, financial knowledge, propensity to indebtedness, compulsive buying, and materialism towards financial literacy. Primary data were obtained through distributing questionnaires totaling 410 sheets to the community in Batam and then processed using SPSS 21.0 software application. Conducted research revealed that there is significant positive effect of financial attitude, financial behavior towards financial literacy. While on the other hand, financial knowledge, the propensity to indebtedness does not have significant effect on financial literacy. Compulsive buying and materialism have significant negative effect on financial literacy.

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