Analisis Faktor-Faktor yang Mempengaruhi Financial Behavior Pada Generasi Milenial di Kota Batam

Parameswary, Annisa Citra (2019) Analisis Faktor-Faktor yang Mempengaruhi Financial Behavior Pada Generasi Milenial di Kota Batam. Undergraduate thesis, Universitas Internasional Batam.

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Abstract

Perkembangan dunia yang diiringi dengan kemajuan teknologi mempengaruhi kehidupan serta aktifitas pada bidang keuangan, pengaruh perkembangan tersebut memunculkan beberapa produk baru dari perkembangan teknologi. Seperti financial technology (fin-tech) atau e-wallet yang sudah mencakup secara internasional. Meskipun inovasi teknologi di bidang keuangan berkembang dengan pesat. Namun, ternyata tidak semua masyarakat mendapatkan pengetahuan tentang kemudahan teknologi di bidang keuangan. Penelitian ini bertujuan untuk mengetahui pengaruh dari financial literacy, financial self-efficacy, financial attitude dan financial knowledge terhadap financial behavior pada generasi milenial di Kota Batam. Sampel pada penelitian ini adalah genrasi milenial di Kota Batam dengan jumlah responden sebanyak 320 responden. Pengujian data yang di peroleh menggunakan determinasi SPSS v.24. Hasil dari penelitian ini menunjukkan bahwa variabel financial literacy, financial self-efficacy dan financial attitude memiliki pengaruh signifikan positif terhadap financial behavior. Sedangkan financial knowledge memiliki pengaruh signifikan negatif terhadap financial behavior. ********************************************************************** Technology has brought development toward the world impacting lives along financial activities, that brings out few new products from the development from developments itself. Likewise, financial activities (fin-tech) or e-wallet which already embody internationally, even though the innovation technology in the fields of financials develop rapidly. In reality, not all people have known the simplicity or easiness technologies in financial activities. This research has a purpose to discover the impact of financial literacy, financial self-efficacy, financial attitude and financial knowledge towards financial behavior in the millennial generation in Batam city, Indonesia. The research sample are the millennial generation in Batam city with the amount of 320 respondent. The receive examination data apply SPSS v.21 determination. The research result have showed consequently that financial literacy variable, financial self-efficacy and financial attitude hold significant positive impact towards financial behavior. Whereas financial knowledge hold significant negative impact towards financial behavior

Item Type: Thesis (Undergraduate)
Additional Information: Similarity: 21
Uncontrolled Keywords: financial literacy, financial self-efficacy, financial attitude and financial knowledge
Subjects: H Social Sciences > HG Finance
Divisions: School of Economic and Business > Accounting
SWORD Depositor: Admin Repository Universitas Internasional Batam
Depositing User: Admin Repository Universitas Internasional Batam
Date Deposited: 19 Oct 2019 05:27
Last Modified: 19 Oct 2019 05:27
URI: http://repository.uib.ac.id/id/eprint/1713

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