Faktor Faktor yang Mempengaruhi Tingkat Literasi Keuangan Mahasiwa di Kota Batam

Andreas, Andreas (2019) Faktor Faktor yang Mempengaruhi Tingkat Literasi Keuangan Mahasiwa di Kota Batam. Undergraduate thesis, Universitas Internasional Batam.

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Abstract

Dewasa ini, kaum muda dewasa ini memiliki kecendrungan tidak menguasai literasi keuangan dengan baik, sehingga dikhawatirkan dalam beberapa tahun kedepan, kaum muda akan mengalami krisis keuangan karena buruknya kontrol keuangan mereka. Tujuan dari penelitian ini, adalah untuk menemukan apa saja faktor-faktor yang dapat mempengaruhi tingkat literasi keuangan itu sendiri. Penelitian menggunakan metode kuesioner yang disebarkan secara online melalui google form kepada 500 orang, telah didapat 438 responden mahasiswa di Kota Batam dalam penelitian kali ini. Melalui analisa regresi berganda, penelitian ini mampu menemukan kaitan antara keempat variabel yang dipilih tersebut terhadap literasi keuangan. Hasilnya, ditemukan bahwa adanya hubungan signifikan positif dari variabel financial self-efficacy, financial anxiety, financial satisfaction terhadap variabel literasi keuangan, sedangkan variabel hopelessness menunjukan adanya hubungan signifikan negative terhadap variabel literasi keuangan. ********************************************************************** Nowadays, youth generation nowadays, don’t have any tendency in mastering financial literacy which is not really good. Many researchers have also stated that there’s a chance for these youth generation will experience personal financial crisis in future. The purpose of this research is to find what determinants that my affect financial literacy level. 500 questionnaires have been shared online using google form for data collecting, and 438 questionnaires are qualified to be used in this research. Using multiple regression method, this research will be able to make a good result to find any relation of those independent variables with variable financial literacy. The result shows that there is a significant positive relation between variables financial self-efficacy, financial anxiety, financial satisfaction to dependent variable financial literacy, while the variable hopelessness found to be a significant negative relation with financial literacy.

Item Type: Thesis (Undergraduate)
Additional Information: Similarity: 23
Uncontrolled Keywords: Financial Literacy, Financial Self-efficacy, Financial Anxiety, Financial Satisfaction, Hopelessness
Subjects: H Social Sciences > HG Finance
Divisions: School of Economic and Business > Accounting
SWORD Depositor: Admin Repository Universitas Internasional Batam
Depositing User: Admin Repository Universitas Internasional Batam
Date Deposited: 17 Oct 2019 11:31
Last Modified: 17 Oct 2019 11:31
URI: http://repository.uib.ac.id/id/eprint/1567

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