Analisis Faktor-faktor yang Mempengaruhi Saving Behavior pada Mahasiswa di Kota Batam

Erliana, Erliana (2019) Analisis Faktor-faktor yang Mempengaruhi Saving Behavior pada Mahasiswa di Kota Batam. Undergraduate thesis, Universitas Internasional Batam.

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Abstract

Penelitian ini dilakukan untuk menganalisis family influence, peer influence, financial literacy, financial knowledge, dan childhood consumer experiences yang berpengaruh terhadap saving behavior pada mahasiswa di Kota Batam. Pentingnya seorang mahasiswa memiliki saving behavior agar mahasiswa dapat mengelola keuangan pribadi dengan baik, seperti mengelola tabungan untuk kebutuhan masa depan yang mendesak. Penelitian ini menggunakan metode purposive sampling dengan memilih 3 universitas swasta dengan mahasiswa terbanyak di Batam antara lain Universitas Putera Batam, Universitas Riau Kepulauan, dan Universitas Internasional Batam. Jumlah populasi dari penelitian ini berjumlah 14.983 responden dan data dari penelitian ini diperoleh melalui penyebaran kuesioner kepada 450 responden yang berasal dari 3 universitas swasta dengan mahasiswa terbanyak di Batam. Hasil dari penelitian ini menunjukkan bahwa terdapat pengaruh signifikan dari family influence, peer influence, financial literacy, dan financial knowledge terhadap saving behavior pada mahasiswa di Kota Batam. Variabel childhood consumer experiences tidak berpengaruh signifikan terhadap saving behavior pada mahasiswa di Kota Batam. ********************************************************************** This research was conducted to find out and analyze from family influence, peer influence, financial literacy, financial knowledge, and childhood consumer experiences which effect saving behavior on students in Batam city. The importance of a student has saving behavior so student know how to manage their personal finance well, such as manage saving for urgent future needs. This research uses purposive sampling method by selecting 3 private universities with the most students in Batam, which is Universitas Putera Batam, Universitas Riau Kepulauan, and Universitas Internasional Batam. The total population of this research are 14.983 respondents and the data from this research were obtained through the distribution of questionnaires to 450 respondents from 3 private universities with the most students in Batam. The results of this research indicate that there is a significant influence of family influence, peer influence, financial literacy, and financial knowledge on saving behavior on students in Batam City. Variable of childhood consumer experiences have no significant influence on saving behavior on students in Batam City.

Item Type: Thesis (Undergraduate)
Additional Information: Similarity: 23
Uncontrolled Keywords: saving behavior, family influence, peer influence, financial literacy, financial knowledge, childhood consumer experiences
Subjects: H Social Sciences > HG Finance
Divisions: School of Economic and Business > Accounting
SWORD Depositor: Admin Repository Universitas Internasional Batam
Depositing User: Admin Repository Universitas Internasional Batam
Date Deposited: 17 Oct 2019 11:27
Last Modified: 17 Oct 2019 11:27
URI: http://repository.uib.ac.id/id/eprint/1565

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