Implementasi Mediasi Perbankan Sebagai Alternatif Penyelesaian Masalah Antara Bank Dengan Nasabah Berdasarkan Peraturan Otoritas Jasa Keuangan No. 01/ 7/2014 Terkait Perjanjian Kredit Objek Jaminan Fidusia

Putra, Kenny Varian (2019) Implementasi Mediasi Perbankan Sebagai Alternatif Penyelesaian Masalah Antara Bank Dengan Nasabah Berdasarkan Peraturan Otoritas Jasa Keuangan No. 01/ 7/2014 Terkait Perjanjian Kredit Objek Jaminan Fidusia. Undergraduate thesis, Universitas Internasional Batam.

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Abstract

Penulis melakukan penelitian yang berjudul implementasi mediasi perbankan sebagai alternatif penyelesaian masalah antara bank dengan nasabah berdasarkan Peraturan Otoritas Jasa Keuangan No.01/07/2014 terkait perjanjian kredit objek jaminan fidusia, di dalam penelitian ini penulis membahas mengenai bagaimana efektifitas penerapan mediasi perbankan dalam menyelesaikan masalah yang terjadi, dan bagaimana akibat hukum terhadap pelanggaran hasil kesepakatan perdamaian mediasi antara bank dan nasabah. Dalam penulisan laporan skripsi ini, penulis memilih menggunakan jenis penelitian empiris, dimana ini berarti penelitian yang dilakukan oleh penulis melihat hukum dalam artian nyata dan meneliti bagaimana bekerjanya hukum di lingkungan masyarakat. Hasil penelitian ini, terkait efektifitas penerapan mediasi dalam menyelesaikan masalah bagi para pihak masih belum efektif pada kenyataan di lapangan, hal ini dikarenakan dari ketetapan batas nilai tuntutan maksimum yang dapat diajukan agar dapat menggunakan fasilitas Otoritas Jasa Keuangan, mediator yang tidak berpengalaman menjadi kunci dari gagal nya proses mediasi yang berlangsung. Terkait akibat hukum yang timbul dari bentuk pelanggaran kesepakatan perdamaian ialah, salah satu pihak dapat mengajukan permohonan eksekusi kepada ketua pengadilan negeri setempat, dimana menurut pasal 1858 ayat 1 KUHPerdata akta perdamaian memiliki kekuatan hukum yang sama dengan putusan pengadilan dan berkekuatan hukum tetap. Kata Kunci : Mediasi, Perbankan, Otoritas Jasa Keuangan. ********************************************************************** The author conducted a study entitled the implementation of banking mediation as an alternative problem solving between banks and customers based on Financial Services Authority Regulation No.01 / 07/2014 related to fiduciary collateral object loan agreements, in this study the author discusses how the effectiveness of the application of banking mediation in solving problems between customers and banks, and how the legal consequences of the violation of the results of the mediation peace agreement between the bank and the customer. In writing this undergraduate report, the author chose to use the type of empirical research, which means that the research conducted by the author looks at the law in the real sense and examines how the law works in the community. The results of this study, related to the effectiveness of the application of mediation in solving problems for parties is still not effective in reality in the field, this is due to the determination of the maximum demands that can be submitted in order to use Financial Services Authority Regulation facilities, inexperienced mediators are the key to failure mediation that takes place. Regarding the legal consequences arising from the violation of the peace agreement, one party can submit an execution request to the head of the local district court, where according to article 1858 paragraph 1 of the Civil Code the peace deed has the same legal force as the court decision and has permanent legal force. Keywords : Mediation , Bank, Authority Regulation of Financial Services.

Item Type: Thesis (Undergraduate)
Additional Information: Similarity: 19
Uncontrolled Keywords: Mediation, Bank, Authority Regulation of Financial Services
Subjects: K Law > Hukum Perdata
K Law
Divisions: School of Law > Law Science
SWORD Depositor: Admin Repository Universitas Internasional Batam
Depositing User: Admin Repository Universitas Internasional Batam
Date Deposited: 15 Oct 2019 12:36
Last Modified: 15 Oct 2019 12:36
URI: http://repository.uib.ac.id/id/eprint/1455

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